Vegetable Base:

• 1 tablespoon olive oil
• 1 small onion (diced)
• 2 cloves garlic (minced)
• 1 jalapeño (seeded and finely chopped)

Seasonings and Thickening:

• 1 teaspoon ground cumin
• 1/2 teaspoon smoked paprika
• 1/4 teaspoon chili powder
• 2 tablespoons all-purpose flour

Liquid and Cheeses:

• 3 cups chicken or vegetable broth
• 1 (10 oz) can diced tomatoes with green chilies (undrained)
• 1 cup half-and-half or whole milk
• 2 cups shredded sharp cheddar cheese
• 1 cup shredded Monterey Jack cheese
• 1/2 cup sour cream
• Salt and pepper to taste

Garnish and Serving:

• Chopped fresh cilantro for garnish
• Tortilla strips or crushed tortilla chips for serving